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Payoff Path
Free · No sign-up · Private to your browser

See exactly when you'll be debt-free.

List your debts, add whatever extra you can pay, and watch your payoff date jump forward. Snowball or avalanche — see how much interest you'd save.

Your debts

NameBalanceAPR %Min / mo
$

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You'll be debt-free
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that's {{ r.duration }} from now · {{ r.totalDebt }} total debt
Interest you'll pay
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You save vs minimums
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Interest paid — plan vs minimums only
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Minimums only{{ r.baseInterest }}{{ r.baseCap }}
Your payoff order
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Your numbers are saved only in this browser — nothing is uploaded. Estimates for guidance, not financial advice.

◆ The done-for-you version

The Payoff Path Spreadsheet

Take your plan offline. A Google Sheets + Excel workbook with the same snowball/avalanche engine, a monthly budget tab, bill tracker, and an auto-updating progress chart you can actually keep on top of.

Get it — $17 Instant download · lifetime updates
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How Payoff Path works

Three inputs, one honest answer. No account, no spreadsheet formulas to remember.

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Common questions

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